Investor Education

Essential information for making informed investment decisions in startup equity crowdfunding

Understanding Equity Crowdfunding

Equity crowdfunding allows individual investors to purchase shares in private companies through online platforms. Unlike traditional crowdfunding where you receive products or rewards, equity crowdfunding gives you actual ownership in the company.

How It Works

• Companies raise capital by selling shares to the public
• Investors purchase equity stakes in early-stage companies
• Investments are regulated under SEC Regulation CF
• Minimum investments typically start at $100-$1,000

Potential Benefits

• Early access to promising startups
• Potential for significant returns if company succeeds
• Diversification of investment portfolio
• Support innovative companies and entrepreneurs

Investment Risks

Investing in startups is inherently risky. You should only invest money you can afford to lose.

Primary Risks

• Total Loss: Startups have high failure rates
• Illiquidity: Shares cannot be easily sold
• Dilution: Future funding rounds may reduce your ownership
• No Dividends: Early-stage companies rarely pay dividends

Timeline Expectations

• Long-term: 5-10 years for potential exits
• No Guarantees: Many investments never return capital
• Patience Required: Building companies takes time
• Market Dependent: Exit opportunities vary by market conditions

Investment Limits & Regulations

The SEC has established investment limits to protect individual investors from overexposure to high-risk startup investments.

Annual Investment Limits

Income or Net Worth < $124,000:5% of income/net worth

Income and Net Worth ≥ $124,000:10% of income/net worth

Accredited Investors:No limit

Net Worth Calculation: Total assets minus total liabilities, excluding primary residence value.

Due Diligence Checklist

Before investing, carefully evaluate these key factors:

Business Fundamentals

□ Clear business model and revenue streams
□ Experienced management team
□ Market size and growth potential
□ Competitive advantages
□ Financial performance and projections

Investment Terms

□ Valuation and price per share
□ Use of funds raised
□ Investor rights and protections
□ Exit strategy potential
□ Risk factors and mitigation

Coach Leonardo University Investment Highlights

Our investment opportunity offers unique advantages in the rapidly growing AI education market:

Competitive Advantages

• 97.3% employment success rate with guarantees
• Proprietary AI learning technology
• 200+ Fortune 500 corporate partnerships
• Proven revenue model with strong margins

Market Opportunity

• $2.5B AI education market size
• Critical skills gap driving demand
• First-mover advantage in guaranteed outcomes
• Scalable technology platform